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The Centennials are Coming!

June 20, 2017
We have been talking about Millenials for a while now, and next up are the Centennials. The Centennials were born from 1997 to present, and they have grown up a little differently living through two large recessions. They have a different world view as a result of the time they came of age; valuing experiences over things, having constraints growing up, and growing up learning that hard work and grit are important. Depending on how things shake out, this generation could potentially outperform Millenials in the workplace and likely will ...

Market volatility?

November 03, 2015
Over the past 5 months, the DOW has moved between a high of over 18,300 in mid May to a low of approximately 15,600 around August 25th and as of today, climbed its way back up to 17,555.  Similarly, the NASDAQ hit a peak closing of over 5,200 on July 20th, dipped as low as 4500 on August 25th and closed up at 5074 today. What is even more striking about this volatility is the fact that most of these declines to the downside happened very rapidly and specifically over one week from August 17 - 25th. What impact does this have on real ...

Are We in a Bubble?

July 10, 2015
Susan Golden
Every day I hear from clients and agents in our marketplace that Silicon Valley (and greater bay area for that matter) is a "crazy" place, and there is no real way to justify values of homes in our local markets.  This view typically stems from the past history of prices in our area, and also relative pricing between other areas within California and the United States. In the coming years, I think the local real estate community will need to look beyond this limited view, and start to look at Silicon Valley in a different way.  We are not ...

Should You Get Inspections Prior to Listing Your Home?

July 08, 2015
Susan Golden
Should you get inspections prior to listing? I think so.  Why? PRICE condition of property affects price LESS NEGOTIATION Every sale price gets renegotiated after buyer sees inspections SAVE MONEY If a seller can “shop” repairs, they can save 35%-50%. CUTS DOWN ON TIME Contingency timeframes can be greatly reduced SELLER NET A seller should not sign a purchase contract without knowing what their net will be REDUCE SURPRISES! When transactions are killed, it’s done by buyers, not sellers. This is because there are su ...

“AS-IS” SALES NOT SO SIMPLE

July 07, 2015
Susan Golden
In recent years, “as-is” sales have become more prevalent, more desired by sellers and more acceptable to buyers. But what does “as-is” mean? Soon after I began my real estate career in 1985, mandatory written seller disclosure became standard in California. Some agents at that time speculated that there would be no more as-is sales. Not true at all! One major misconception about an as-is sale is that it relieves the seller of the obligation to disclose material facts. Another misconception is that as-is means that buyer will not ask the ...

Picking the Best Way to Hold Title to Your Home

July 07, 2015
One of the last things most home buyers think about is how to take title to their new house. It's best to consult a real estate attorney before deciding but, unfortunately, most homeowners don't do that. To help with the decision, here are the pros and cons of the five most common ways to hold title to your home: If you are single, one way to hold title to your home is in your name alone. This method is also called ownership in severalty. When a married person takes title to real property in his or her name alone in sole ...

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